Loan Underwriter – KC Microfinance Bank in Lagos, Lagos State
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KC Microfinance Bank is thrilled to announce job openings for the position of Loan Underwriter in the Lagos area. We are currently offering Full-time opportunities.
We are seeking candidates with excellent skills and a minimum of beginners/seniors in the field. In addition, we value honesty, discipline, and a strong sense of responsibility in our workforce.
At KC Microfinance Bank, we operate in the (according to the company) industry. If you are intrigued by our company and wish to pursue this exciting opportunity, we encourage you to apply directly.
Don't miss out on the chance to be part of our dynamic team. Submit your application today and take the first step towards a rewarding career with KC Microfinance Bank.
Job Information
| Company: | KC Microfinance Bank |
| Position: | Loan Underwriter |
| Region: | Lagos - Lagos State, Lagos State |
| Education: | Confidential |
| Salary: | NGN 83.000 - NGN 175.000 per Month |
| Job Type: | Full-time |
Job Description
We are seeking a highly motivated and results-driven Loan Underwriter. You will be responsible for assessing and evaluating loan applications to determine the creditworthiness of borrowers. Your role will involve analyzing financial data, verifying documentation, and making informed decisions on loan approvals or rejections.
Responsibilities:
- Review Loan Applications: Analyze loan applications to ensure completeness and accuracy.
- Evaluate applicants’ financial status, credit history, and other relevant information.
- Financial Analysis: Assess the financial health of applicants by reviewing income, assets, debts, and credit reports.
- Calculate debt-to-income ratios and other financial metrics to determine risk.
- Risk Assessment: Evaluate the risk associated with each loan application.
- Make recommendations for loan approvals or rejections based on risk analysis.
- Policy Adherence: Ensure compliance with company policies, industry regulations, and lending standards.
- Stay updated on changes in lending guidelines and regulations.
- Communication: Communicate with loan officers, applicants, and other relevant parties to gather additional information or clarify details.
- Provide explanations for loan decisions to applicants.
- Documentation Verification: Verify the accuracy of supporting documentation, such as income statements, tax returns, and employment records.
- Decision Making: Make informed decisions on loan approvals, denials, or conditional approvals.
- Work with the loan approval committee when necessary.
- Report Generation: Prepare and maintain detailed and accurate records of loan applications and decisions.
- Generate reports on loan underwriting activities.
Qualifications:
- BSc, HND in any relevant course.
- Proficiency with the use of Excel.
- Ability to learn fast.
- Attention to Detail.
- Communication Skills.
- Decision-Making Ability.
- Industry Knowledge.
- Team Collaboration.
Job Type: Full-time
Salary: ₦70,00.00 – ₦100,00.00 per month
Application Deadline: 28/12/2023
Benefit
- Comfortable environment
- Taught when starting work
- Salary bonus for overtime
Application Requirements
- Good physical and mental health
- Minimum age 17 years
- Discipline and adherence to time
- Honest and responsible
- Good character
- Satisfaction in working and learning
- For other requirements, please check through the application form.
Company address
| Province | Lagos State |
| City | Lagos |
| Full Address | Credit Express Microfinance Bank Limited, 27 Kakawa St, Lagos Island, Lagos, Nigeria |
| Google Map | Google Map |
Job Application Information
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