Credit Officer – Victory Empowerment Centre in Lagos, Lagos
Welcome to our job portal. Victory Empowerment Centre is offering exciting opportunities for the position of Credit Officer in Lagos. We are currently seeking Full-time candidates.
We are looking for individuals with excellent skills and relevant beginners/seniors experience. Additionally, we highly value traits such as honesty, discipline, and accountability in our prospective employees.
Operating in the (according to the company) sector, we provide a wide range of professional opportunities. If you're interested in pursuing a rewarding career with Victory Empowerment Centre, we encourage you to submit your application directly through our website.
Join our growing team and embark on a fulfilling career journey with Victory Empowerment Centre. Don't miss the chance to be part of our dynamic work environment. Apply now and take the first step towards a bright future.
Job Information
| Company: | Victory Empowerment Centre |
| Position: | Credit Officer |
| Region: | Lagos, Lagos - Lagos |
| Education: | Confidential |
| Salary: | NGN 85.000 - NGN 160.000 per Month |
| Job Type: | Full-time |
Job Description
Job summary
The Credit Officer is responsible for sourcing, appraising, disbursing, and monitoring loans to ensure portfolio quality and sustainable growth. The role involves assessing clients’ creditworthiness, conducting field visits, verifying loan information, managing repayments, and maintaining strong client relationships while complying with institutional credit policies and procedures. The Credit Officer is responsible for assessing, approving, and monitoring loan applications to ensure quality portfolio growth and minimal credit risk.
Job descriptions & requirements
- Identify and mobilize potential loan clients.
- Receive, review, and analyze loan applications.
- Conduct field visits for client appraisal and business verification.
- Assess clients’ repayment capacity and credit risk.
- Prepare and submit credit appraisal reports for approval.
- Facilitate loan disbursement in line with approved terms.
- Monitor loan utilization and ensure proper use of funds.
- Follow up on repayments and manage loan recovery.
- Maintain accurate client and loan documentation.
- Build and maintain good relationships with clients.
- Prepare periodic credit and portfolio performance reports.
- Minimum of OND / HND / Bachelor’s degree in Finance, Banking, Economics, Accounting, Business Administration, or related fields.
- 1–3 years of experience in credit, loan administration, or microfinance operations (an added advantage).
- Fresh graduates may be considered for entry-level roles.
- Strong analytical and credit appraisal skills.
- Good communication and interpersonal skills.
- Ability to conduct fieldwork and work under pressure.
- Basic knowledge of loan products and credit risk management.
- Good numerical and reporting skills.
- High level of integrity and attention to detail.
- Knowledge of the local business environment is an added advantage.
- Ability to meet targets and work independently.
Benefit
- Professional networking opportunities
- Work-life balance
- Professional training
- Recognition and performance awards
- Skill development
- Collaborative work environment
- Valuable work experience
- Access to the latest technology
- Opportunities for promotion
- Opportunities to contribute to business growth
Application Requirements
- Willing to Be Placed in the Designated Work Location
- Minimum Education of High School Diploma
- Good Communication Skills
- Physically and Mentally Healthy
- Minimum Age of 18 Years
- Able to Work Under Pressure
- Experience in the Related Field (Preferred)
- No Criminal Record
- Able to Work in a Team
Company address
| Province | Lagos |
| City | Lagos |
| Google Map | Google Map |
Job Application Information
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