Jobs in Nigeria

Credit Analyst – FirstRand in Lagos, Lagos State

FirstRand company logo
Published 8 months ago

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FirstRand is thrilled to announce job openings for the position of Credit Analyst in the Lagos area. We are currently offering Full-time opportunities.

We are seeking candidates with excellent skills and a minimum of beginners/seniors in the field. In addition, we value honesty, discipline, and a strong sense of responsibility in our workforce.

At FirstRand, we operate in the (according to the company) industry. If you are intrigued by our company and wish to pursue this exciting opportunity, we encourage you to apply directly.

Don't miss out on the chance to be part of our dynamic team. Submit your application today and take the first step towards a rewarding career with FirstRand.

Job Information

Company:FirstRand
Position:Credit Analyst
Region:Lagos - Lagos State, Lagos State
Education:Confidential
Job Type:Full-time

Job Description

To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks. Responsibilities include:

  • Managing lending limits
  • Managing the database and providing input regarding limits, ratings, Loss Given Default (LGD), and governance monitoring
  • Suggesting risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
  • Managing credit risk appetite (limits) by scrutinizing current portfolio exposures
  • Keeping the portfolio current by reviewing at least once in a 12-month period and identifying transaction-specific risks including credit, taxation, accounting, and legal aspects
  • Documenting findings for approval committee
  • Acting as a bridge between risk and business on contentious issues
  • Remaining objective and presenting both arguments and pros and cons
  • Forecasting, analyzing financials, and collating data
  • Participating in meetings with senior stakeholders

Benefit

  • Overtime bonus
  • Gaining experience
  • Comfortable work environment

Application Requirements

  • Relevant formal education
  • Work experience in the related industry is a plus
  • Ability to adapt and learn quickly

Company address

ProvinceLagos State
CityLagos
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Job Application Information

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Company Information

FirstRand

FirstRand Nigeria is a renowned financial services provider operating in Nigeria. With its commitment to innovation and customer-centric approach, the company offers a wide range of financial solutions including banking, insurance, and asset management services. FirstRand Nigeria is known for its strong emphasis on digital banking, fostering financial inclusion, and supporting entrepreneurship in the country. With a team of experienced professionals and a robust network of branches, FirstRand Nigeria continues to be a trusted partner for individuals and businesses seeking reliable financial services in Nigeria.